At Avtalat, we are here to provide information and support to both you and your employees. The pension your employees receive through their employment serves as a comprehensive insurance package. It combines a retirement fund with several insurance schemes that provide extra protection during various life events throughout their careers. The specific solutions you need to implement depend on whether your employees are white-collar or blue-collar workers.

The collective agreements are negotiated between Svenskt Näringsliv (the Confederation of Swedish Enterprise) and LO (the Swedish Trade Union Confederation), as well as between Svenskt Näringsliv and PTK (the council for negotiation and cooperation). These agreements mandate that employees are provided with an occupational pension and several insurance schemes through their employment. This system provides essential security for both you as an employer and your employees.

Practical information and checklists

Here on our website you will find everything you need to know. For example:

• You can read about how to getting started with the insurances. 
• Our simple checklists will help you with how to administer your employees' occupational pension and insurance. Among other things, you must report your employees' salaries and keep track of when things happen that affect the insurances.